A large part of our activities has always been the provision of Independent Financial Advice.

Most of the major banks etc are tied to one Life Company only or in practice recommend the products of the Companies that are part of their group.

We are totally independent of any Product Provider and act as the agent of our clients in all cases.

With the range of products available it can be extremely difficult for consumers to ensure that they are obtaining a fair deal.

Life Assurance premiums vary substantially for the same cover, and terms under some policies are better than others.

Pension Providers offer different products with vastly differing performance. Whilst past performance is no guarantee to the future it is a guide. Finding the right Insurer can dramatically affect the returns.

There are over 2000 authorised unit trust and OEIC funds with differing risk and return profits.

Even with something as simple as a deposit account is common for people to be receiving half the interest they could with a bit of investigation and planning.

Mortgages are often the most important financial transaction that someone undertakes. Again it is possible to search out deals, which can save large sums of money.

An Independent Financial Advisor is able to search the market and use the products and services of the whole market place.

Commercial & Agricultural Insurance Brokers are authorised and regulated by the Financial Services Authority and are able to offer a full range of Financial Services.